Gino Zabala

Gino Zabala

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$460,000

($55,641 down)
VA

949 Troy Drive, Cripple Creek, CO 80813

3
2
1,451 sqft
PITI Monthly
$2,568.36 /mo

Listing courtesy of: Stephanie Tanis, Stephanie Tanis

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,313 /mo
$2,835 /mo

What's Special

NEW STOVE
ENTERTAINMENT
MOVE-IN READY
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
MASTER SUITE
FLEX SPACE
DECK
CLUBHOUSE
COZY

Comfortable living in the mountains in this nicely updated 3 bedroom 2 bath home, located in a beautiful covenanted community with a clubhouse, known as Cripple Creek Mountain Estates. Just 10 minutes from the town of Cripple Creek for great activities, food and entertainment! The home is nestled among the trees on .86 acres of land, with views of the treetops and Westerly sunsets off the rear deck. Multiple upgrades in this immaculate home to include: Open floor plan w/ vaulted 2 story living area adorned with a cozy natural gas fireplace, surrounded by soaring windows in addition to a wonderful office/flex space adjacent the entry area; newer LG stainless steel appliances + brand new stove/oven; kitchen cabinets freshly painted; newer carpeting throughout; newer LVP flooring; updated baths; new/fresh exterior and interior paint; new Window World windows w/ transferable lifetime warranty; composite decking; 50 Year rated heavy asphalt shingle roof installed in 2019; 3 person hot tub included! Escape to the upper level master suite w/ vaulted ceilings, attached to a full bathroom, and walk-in closet plus additional storage along the eaves of the walls! 2 very comfortable bedrooms on the main level, both served by a full bathroom plus the extra flex space on this level to allow for the use of the "at home" office or den! An attached 2 car, drive under garage is a BONUS to ensure your vehicle stays in from the elements! Wonderful accommodations in this subdivision include a community center with an indoor pool, exercise/fitness/gym facility, new pickleball courts, and disc golf course as well as many community ponds throughout. This neighborhood is actively part of an agricultural grazing lease, making property taxes maintain a lower value! Make this move-in ready home your next stop! Furnishings can be negotiated outside of the purchase price of the home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$2,568.36/mo
Estimated Loan Balance
$408,679
Cash to close
$55,641
Interest Paid
$59,216

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Carpet, Luxury Vinyl

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cripple Creek Mountain Estates
  • Features: Clubhouse, Community Center, Fitness Center, Park, Playground, Pool, Tennis Court(s)
HOA
  • Has HOA: Yes
  • HOA Name: Cripple Creek Mountain Estates POA
  • HOA Amenities: Unknown
  • HOA Fee: $300
  • HOA Frequency: $Annually
Location
  • Region: Cripple Creek

Financial Details

  • Price per Sqft: $317.02
  • Tax Annual Amount: $1064
  • On Market Date: 2025-01-23T00:00:00.000Z
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Savings Calculator

Current cash to close is $55,641 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $55,641!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$404,359
Your Cash$55,641
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,313/mo
Traditional @ 7.5%
$2,941/mo
You save $628/month ($7,537/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC1924829

Listing From: recolorado

Last updated: 2025-04-05T17:57:24.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,313 /mo
$2,835 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $55,641 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $55,641!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$404,359
Your Cash$55,641
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,313/mo
Traditional @ 7.5%
$2,941/mo
You save $628/month ($7,537/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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