Gino Zabala

Gino Zabala

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Active

$425,000

($125,497 down)
VA

8482 Artesian Springs Point, Colorado Springs, CO 80920

3
4
2,119 sqft
PITI Monthly
$1,654.08 /mo

Listing courtesy of: Laurie Derickson, eXp Realty, LLC

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,369 /mo
$2,204 /mo

What's Special

LOCATION
MINUTES AWAY
SHOPPING
DINING
SPACIOUS
FIREPLACE
DECK
COZY

Welcome to this **well-maintained**, bright, and inviting **3 bed, 3.5 bath townhome** in the desirable **Harvest Springs** community of **Colorado Springs**, located within the highly sought-after **District 20** school district. This spacious home boasts **tall ceilings** and **an abundance of natural light**, creating a warm and airy atmosphere throughout. A cozy **fireplace** adds charm and comfort, while the **attached 2-car garage**, **upstairs laundry**, and **new carpet** provide practical updates. Two of the bedrooms feature **private en-suite bathrooms**, ideal for added privacy and convenience. Step outside to a **large composite deck**, perfect for entertaining or enjoying peaceful mornings in the sun. With **no exterior maintenance required**, you’ll have more time to explore the nearby **parks, trails, shopping, and dining** just minutes away. This townhome offers **low-maintenance living** in a fantastic location— don’t miss your opportunity to call it home! This is one of Colorado's Finest.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,654.08/mo
Estimated Loan Balance
$300,131
Cash to close
$125,497
Interest Paid
$34,052

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring:

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder: Union Homes

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Harvest Springs HOA
  • HOA Amenities: Unknown
  • HOA Fee: $372
  • HOA Frequency: $Monthly
Location
  • Region: Colorado Springs

Financial Details

  • Price per Sqft: $200.57
  • Tax Annual Amount: $1625
  • On Market Date: 2025-04-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $125,497 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $125,497!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$299,503
Your Cash$125,497
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,369/mo
Traditional @ 7.5%
$2,286/mo
You save $917/month ($11,008/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5966970

Listing From: recolorado

Last updated: 2025-04-06T14:40:23.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,369 /mo
$2,204 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $125,497 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $125,497!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$299,503
Your Cash$125,497
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,369/mo
Traditional @ 7.5%
$2,286/mo
You save $917/month ($11,008/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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