Gino Zabala

Gino Zabala

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Active

$574,900

($58,707 down)
FHA

830 Foxglove Terrace, Waconia, MN 55387

5
3
2,599 sqft
PITI Monthly
$4,219.9 /mo

Listing courtesy of: , Chestnut Realty Inc

Assumed Rate

7.07%
7.15%

Principal & Interest

$3,512 /mo
$3,541 /mo

What's Special

FIREPLACE
WALK-IN CLOSET
FINISHED BASEMENT
COZY

Better Than New Construction - Enjoy this Spectacular Lot Overlooking the Farm Field with a Full Privacy Fence! Welcome Home to this 5 Bed, 3 Bath Home with a Bonus Loft Upstairs! The Main Floor Boasts an Open Layout with a Large Kitchen Complete with Quartz Countertops, a Walk-In Pantry, and Views Overlooking the Farm. The Large Windows Allow Light to Flow Through the Home while Allowing Views Into the Backyard. The Gas Fireplace Creates a Cozy Atmosphere for Movie Nights! Additionally the Main Floor Office Creates a Separate Work Space or Easily Functions as a Flex room, As Needed. Upstairs, a Full 5 Bedrooms Plus a Loft Allows Family Life to be Kept Separate From the Main Floor Living Spaces. The Primary Suite Features 2 Separate Walk-In Closets with Views Overlooking the Backyard and Field. Downstairs, the Unfinished Basement Allows for Additional Space for Games and Entertaining, with Plenty of Room Left for Storage!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.07
Remaining Loan Term
28 years, 6 months
Monthly PITI
$4,219.9/mo
Estimated Loan Balance
$517,590
Cash to close
$58,707
Interest Paid
$55,199

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Privacy, Vinyl
Roof
  • Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Condition
  • Year Built: 2022
Details
  • Builder: D.R. HORTON

Community & HOA

Community
  • Subdivision: The Fields of Waconia
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Waconia

Financial Details

  • Price per Sqft: $221.2
  • Tax Annual Amount: $3608
  • On Market Date: 2025-04-05T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $58,707 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $58,707!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$516,193
Your Cash$58,707
Total Purchase Price:$574,900

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$3,512/mo
Traditional @ 7.5%
$3,673/mo
You save $160/month ($1,923/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6697707

Listing From: northstar

Last updated: 2025-04-06T10:03:08.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.07%
7.15%

Principal & Interest

$3,512 /mo
$3,541 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $58,707 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $58,707!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$516,193
Your Cash$58,707
Total Purchase Price:$574,900

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$3,512/mo
Traditional @ 7.5%
$3,673/mo
You save $160/month ($1,923/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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