Gino Zabala

Gino Zabala

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$450,000

($180,764 down)
VA

830 Broadway UNIT 29, El Cajon, CA 92021

2
2
950 sqft
PITI Monthly
$1,826.2 /mo

Listing courtesy of: Xima Carranza, Coldwell Banker West

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,207 /mo
$2,000 /mo

What's Special

SERENE
CHARMING
COZY
EFFICIENT

You’re going to fall in love with this beautifully updated condo, tucked away in the peaceful Palm Court community in El Cajon. Inside, you’ll find fresh laminate flooring, neutral paint tones, energy-efficient windows, and charming plantation shutters that bring a cozy, stylish touch. The layout is open and inviting, with two generously sized bedrooms, included, the master bedroom has a large walk in closet and walk in shower. This home is a great blend of comfort and functionality. The complex itself is quiet and serene, offering a sense of privacy and calm, all while being just minutes from grocery stores, restaurants, and freeway access. This condo offers the ideal combination of convenience, tranquility, and charm.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,826.2/mo
Estimated Loan Balance
$272,764
Cash to close
$180,764
Interest Paid
$30,425

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ductless
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Spanish
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Palm Court (LHC)
  • Features: StormDrains, StreetLights, Sidewalks, Urban
HOA
  • Has HOA: Yes
  • HOA Name: Helm Management
  • HOA Amenities: Unknown
  • HOA Fee: $400
  • HOA Frequency: $Monthly
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $473.68
  • Tax Annual Amount: $5625
  • On Market Date: 2025-04-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $180,764 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $180,764!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$269,236
Your Cash$180,764
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,207/mo
Traditional @ 7.15%
$2,075/mo
You save $867/month ($10,408/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502520

Listing From:

Last updated: 2025-04-17T05:10:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,207 /mo
$2,000 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $180,764 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $180,764!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$269,236
Your Cash$180,764
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,207/mo
Traditional @ 7.15%
$2,075/mo
You save $867/month ($10,408/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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