Gino Zabala

Gino Zabala

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Under Contract

$475,000

($105,057 down)
VA

7971 Quince Street, Commerce City, CO 80022

3
3
2,584 sqft
PITI Monthly
$2,069.5 /mo

Listing courtesy of: Mitchell Mahaffey, Vestra Realty Group

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,665 /mo
$2,702 /mo

What's Special

ENTERTAINMENT
DINING
FINISHED BASEMENT
PRIVATE BACKYARD
COZY
NO HOA

Step into this enchanting 3-bedroom, 3-bathroom sanctuary and feel instantly at ease. Sunlight pours through large windows, illuminating the 2,584 total square feet and highlighting the home’s warm, inviting ambiance. An effortless flow connects the living spaces, ensuring memorable gatherings and cozy evenings alike. At the heart of this home, the kitchen offers plenty of room for trying new recipes or simply enjoying a morning cup of coffee. Venture downstairs to the finished basement—complete with a full kitchenette—where possibilities abound: an inspiring creative studio, a welcoming retreat for overnight guests, or the ultimate entertainment zone. Outside, the private backyard is an oasis for tranquil afternoons and festive barbecues under the Colorado sky. And with no HOA restrictions, you have the freedom to shape your outdoor spaces into your personal haven. Located in bustling Commerce City, you’ll relish easy access to local shops, dining, and commuter routes—yet always look forward to returning to the comfort of this truly special home. Don’t just imagine the life you can create here—come experience it. Schedule a tour and feel the warmth of 7971 Quince Street for yourself.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,069.5/mo
Estimated Loan Balance
$371,480
Cash to close
$105,057
Interest Paid
$38,205

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Wood Burning
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick, Frame
  • Roof: Composition
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Columbine Gardens
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Commerce City

Financial Details

  • Price per Sqft: $183.82
  • Tax Annual Amount: $2855
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $105,057 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $105,057!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$369,943
Your Cash$105,057
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,665/mo
Traditional @ 7.5%
$2,802/mo
You save $1,137/month ($13,649/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6800808

Listing From: recolorado

Last updated: 2025-03-25T21:53:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,665 /mo
$2,702 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $105,057 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $105,057!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$369,943
Your Cash$105,057
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,665/mo
Traditional @ 7.5%
$2,802/mo
You save $1,137/month ($13,649/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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