Gino Zabala

Gino Zabala

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$670,000

($510,361 down)
FHA

683 N L St, Livermore, CA 94551

2
2
876 sqft
PITI Monthly
$2,019.83 /mo

Listing courtesy of: Gigi Srour, Compass

Assumed Rate

3.35%
7.15%

Principal & Interest

$995 /mo
$1,525 /mo

What's Special

INVESTORS
LOCATION
MODERN
AFFORDABLE

Attention First-Time Buyers and Savvy Investors! This home is nestled in the heart of Livermore’s Old North Side, this unique property is packed with potential and perfect for anyone ready to build sweat equity. Currently configured as a duplex with separate entrances, it offers the opportunity to live in one unit while renting out the other — or restored single-family home or a modern multi-unit layout. A detached structure in the backyard presents the possibility of converting into an ADU, adding approximately 500 square feet of valuable living space. Multi-Zoned use, the lot opens the door to a variety of options: think ADUs, duplexes, triplexes, or even commercial office space. Surrounded by exciting urban growth and commercial activity, this location is ideal for both personal use long-term or investment. Whether you're looking to roll up your sleeves and make it your own or explore the potential for redevelopment, this is one of the most affordable and perhaps the only single-family detached opportunities on a generous lot in the area at this price. Don’t miss your chance — come see the potential for yourself!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.35
Remaining Loan Term
17 years, 9 months
Monthly PITI
$2,019.83/mo
Estimated Loan Balance
$162,365
Cash to close
$510,361
Interest Paid
$80,112

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: None
Features
  • Materials: SeeRemarks, WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Bungalow
Materials
  • SeeRemarks, WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1910
Details
  • Builder:

Community & HOA

Community
  • Subdivision: OLD NORTH SIDE
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Livermore

Financial Details

  • Price per Sqft: $764.84
  • Tax Annual Amount: $8375
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $510,361 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $510,361!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$159,639
Your Cash:$510,361
Total Purchase Price:$670,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$995/mo
Traditional @ 7.5%
$1,582/mo
You save $587/month ($7,043/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41089566

Listing From:

Last updated: 2025-04-06T20:36:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$995 /mo
$1,525 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $510,361 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $510,361!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$159,639
Your Cash:$510,361
Total Purchase Price:$670,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$995/mo
Traditional @ 7.5%
$1,582/mo
You save $587/month ($7,043/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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