Gino Zabala

Gino Zabala

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$340,000

($230,525 down)
FHA

6629 W POLK Street, Phoenix, AZ 85043

3
3
1,532 sqft
PITI Monthly
$961.18 /mo

Listing courtesy of: Tanya Nunez, HomeSmart

Assumed Rate

3.96%
7.15%

Principal & Interest

$644 /mo
$915 /mo

What's Special

LOCATION
SHOPPING

THIS IS A 3 BEDROOM / 2 1/2 BATH HOME 1 CAR GARAGE THAT IS LOCATED IN NORTHGLEN. THIS IS A TWO LEVEL HOME WITH A LOFT, MASTER BATH HAS A VANITY AREA AND LOTS OF STORAGE AND TWO CLOSETS. THIS HOME HAS AN OPEN FLOOR CONCEPT AND THE CONVENIENCE OF THE HALF BATH DOWNSTAIRS AND THE LAUNDRY ROOM IS LOCATED UPSTAIRS. THIS HOME HAS A GREAT LOCATION TO SHOPPING AND FREEWAY ACCESS. PLEASE BRING YOUR BUYERS TO SHOW THIS HOME!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.96
Remaining Loan Term
20 years, 10 months
Monthly PITI
$961.18/mo
Estimated Loan Balance
$119,077
Cash to close
$230,525
Interest Paid
$44,791

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile, Concrete
Condition
  • Year Built: 2005
Details
  • Builder: K. HOVNANIAN HOMES

Community & HOA

Community
  • Subdivision: NORTHGLEN
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: NORTHGLEN HOA
  • HOA Amenities: Unknown
  • HOA Fee: $115
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $221.93
  • Tax Annual Amount: $857
  • On Market Date: 2025-04-05T15:00:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $230,525 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $230,525!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.96% Sellers Rate
$109,475
Your Cash:$230,525
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 3.96%
$644/mo
Traditional @ 7.5%
$949/mo
You save $306/month ($3,666/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6846895

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-05T17:00:10.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.96%
7.15%

Principal & Interest

$644 /mo
$915 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $230,525 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $230,525!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.96% Sellers Rate
$109,475
Your Cash:$230,525
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 3.96%
$644/mo
Traditional @ 7.5%
$949/mo
You save $306/month ($3,666/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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