Gino Zabala

Gino Zabala

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$475,000

($74,388 down)
FHA

6202 Ralston Street, Frederick, CO 80530

3
3
1,623 sqft
PITI Monthly
$2,598.87 /mo

Listing courtesy of: Taylor Kyner, eXp Realty, LLC

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,831 /mo
$2,948 /mo

What's Special

LOCATION
DINING
SPACIOUS
WALK-IN CLOSET
DECK

The ultimate neighborhood location! Situated on a spacious corner lot, that faces the neighborhood park and community space while also backing to open space with no direct neighbor, enjoy your privacy and serenity. Just in time for summer, hear your friend's and family's laughter from the back deck while you smell the hotdogs and burgers, cooking on the grill. Embrace the small-town feel while having highway access and proximity to the amenities and community events. You'll watch in awe during the Frederick in Flight hot air balloon festival, catching the new King Sooper's grand opening, or eating the tastiest wings at the Georgia Boys on Main Street. Inside the door, you'll be welcomed into the openness of the living area that flows straight to the kitchen. Situate your dining table in the kitchen space to conveniently answer those pressing homework questions while you finish up meals. Upstairs, luxuries abound, enjoy the second floor washing machine and dryer access, no more running down the stairs to find your favorite pants before work. Appreciate the underrated jack-and-jill bathroom to contain kid or guest messes or enjoy convenient bathroom access from your work from home space. Lastly, after a long day, snuggle into your oasis, separated from the secondary bedrooms, this bedroom showcases a large walk-in closet, beautiful natural light and a spacious en-suite bathroom.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,598.87/mo
Estimated Loan Balance
$403,127
Cash to close
$74,388
Interest Paid
$46,538

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Savannah
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Savannah Sub
  • HOA Amenities: Unknown
  • HOA Fee: $33
  • HOA Frequency: $Monthly
Location
  • Region: Frederick

Financial Details

  • Price per Sqft: $292.67
  • Tax Annual Amount: $3508
  • On Market Date: 2025-04-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $74,388 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $74,388!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$400,612
Your Cash$74,388
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,831/mo
Traditional @ 7.5%
$3,058/mo
You save $1,227/month ($14,724/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6943669

Listing From: recolorado

Last updated: 2025-04-05T15:40:32.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,831 /mo
$2,948 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $74,388 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $74,388!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$400,612
Your Cash$74,388
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,831/mo
Traditional @ 7.5%
$3,058/mo
You save $1,227/month ($14,724/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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