Gino Zabala

Gino Zabala

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$999,000

($568,575 down)
FHA

609 Whispering Pines Drive, Estes Park, CO 80517

4
3
3,684 sqft
PITI Monthly
$2,555.44 /mo

Listing courtesy of: Alissa Anderson, New Roots Real Estate

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,926 /mo
$3,138 /mo

What's Special

MINUTES AWAY
SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
DECK
PLAYGROUND

Overlooking the Estes Valley from the desirable Carriage Hills neighborhood, this lovely custom mountain retreat blends comfort with stunning natural beauty. Spanning over 4,100 sq ft, this rare horse property sits on an acre of land, offering an ideal mix of modern amenities and rustic charm. pired landscaping with elevated decks for enjoying the panoramic views. Open-concept great room is dreamy with vaulted ceilings, wood accents, native stone gas fireplace and gorgeous wood floors. A wall of windows frames the snow-capped peaks. Generous kitchen will delight any foodie with plentiful granite counter space, beautiful mosaic backsplash, gas cooktop with large built-in vent hood, wood cabinetry, walk-in pantry, breakfast bar for everyday dining, separate built-in oven & microwave. Awesome picture window at the kitchen sink will make washing up after meals a breeze. Choose between 2 primary bedroom suites. Upper-level is a spacious sanctuary with expansive windows that let in tons of natural light, soaker tub , walk-in shower, sleek granite countertops and an enormous walk-in closet. Main floor en-suite also offers a comfortable bathroom with large tub and sizable walk-in closet. Outdoor living is impressive and easy to enjoy with plenty of options for soaking in the views or enjoying the quiet. Whether you're lounging on the covered front porch, soaking up the sun on the west-facing deck, or retreating to the shaded back deck for a little more privacy, there's no shortage of places to enjoy the fresh mountain air. All this serenity and privacy, yet you're just minutes away from shopping, dining, and recreation, with easy access to RMNP. And for outdoor enthusiasts, the home is within walking distance of the playground, Scott Ponds, and a scenic trail system that winds around Lake Estes, through downtown, and up Fall River.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 6 months
Monthly PITI
$2,555.44/mo
Estimated Loan Balance
$629,229
Cash to close
$568,575
Interest Paid
$44,936

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Forced Air
Features
  • Materials: Cedar, Stone, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Great Room, Living Room
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Cedar, Stone, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1968
Details
  • Builder:

Community & HOA

Community
  • Subdivision: 02231 - CARRIAGE HILLS
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Carriage Hills POA (Voluntary)
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Annually
Location
  • Region: Estes Park

Financial Details

  • Price per Sqft: $271.17
  • Tax Annual Amount: $
  • On Market Date: 2025-01-19T00:00:00.000Z
Inquire about this property

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Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $568,575 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $568,575!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$430,425
Your Cash:$568,575
Total Purchase Price:$999,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,926/mo
Traditional @ 7.5%
$3,255/mo
You save $1,329/month ($15,943/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1024841

Listing From: recolorado

Last updated: 2025-04-11T20:51:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,926 /mo
$3,138 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $568,575 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $568,575!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$430,425
Your Cash:$568,575
Total Purchase Price:$999,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,926/mo
Traditional @ 7.5%
$3,255/mo
You save $1,329/month ($15,943/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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