Gino Zabala

Gino Zabala

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$228,000

($50,542 down)
VA

5109 E DE MEDICI Drive, Sierra Vista, AZ 85635

3
2
1,197 sqft
PITI Monthly
$1,239.29 /mo

Listing courtesy of: Betsy Kitchens, Service First Realty

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,019 /mo
$1,250 /mo

What's Special

PATIO
COZY

This home won't last! Cozy, comfortable, clean & ready to move into three bedroom 2 bath home with block wall, covered patio & nice backyard. Two car carport and extra storage. Established neighborhood near Cochise College and other amenities. Installed 2023 new heat pump, new gas hot water heater 2023, new carpet installed in bedrooms 2024, new shed 2022 in back yard with 120V 20 Amp GFCI installed; shed has upper storage with metal pull-down ladder. New kitchen counter, new light fixtures in kitchen, hallways & bedrooms. New commodes, bathroom mirrors & vanities. $2,000 Seller concessions with an acceptable offer to be paid at the close of escrow. Lockbox at front of home on water spicket.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$1,239.29/mo
Estimated Loan Balance
$178,189
Cash to close
$50,542
Interest Paid
$26,095

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Brick Veneer, Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Brick Veneer, Brick
  • Roof: Composition
Condition
  • Year Built: 1982
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: MONTEBELLO
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sierra Vista

Financial Details

  • Price per Sqft: $190.48
  • Tax Annual Amount: $840
  • On Market Date: 2025-04-05T14:00:05.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $50,542 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $50,542!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$177,458
Your Cash$50,542
Total Purchase Price:$228,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,019/mo
Traditional @ 7.5%
$1,296/mo
You save $277/month ($3,321/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6846879

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-05T16:00:25.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,019 /mo
$1,250 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $50,542 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $50,542!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$177,458
Your Cash$50,542
Total Purchase Price:$228,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,019/mo
Traditional @ 7.5%
$1,296/mo
You save $277/month ($3,321/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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