Gino Zabala

Gino Zabala

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Coming Soon

$760,000

($59,518 down)
FHA

4840 Point Mesa Street, Castle Rock, CO 80108

5
4
3,167 sqft
PITI Monthly
$5,752.04 /mo

Listing courtesy of: Thaine Swanson, Century 21 Altitude Real Estate, LLC

Assumed Rate

7.2%
7.15%

Principal & Interest

$4,823 /mo
$4,799 /mo

What's Special

LOCATION
DESIRED
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FINISHED BASEMENT
LANDSCAPED
SPRINKLER SYSTEM

This beautiful home is located in the desired community of Terrain in Castle Rock Colorado. This is a desired location known for its proximity to Castle Rock, Denver, and Colorado Springs. The home's exterior is highlighted by a stone entry, setting a refined and welcoming tone from the moment you arrive. Inside, the well-appointed home offers 5 bedrooms, 4 bathrooms, a gourmet Kitchen, an updated main floor powder room, and hard flooring. The heart of this home is the gourmet kitchen, with stainless steel appliances, double ovens, a gas cooktop, a new dishwasher, a huge pantry, and beautiful granite countertops with complementing cabinets for a polished look. The nicely finished basement features two bedrooms, a mini-bar with a beverage refrigerator, two huge storage rooms, and a new sauna in the 2nd guest bedroom for those cold winter nights. The home is within walking distance of the pool and the park and has a beautifully landscaped turf yard with well-laid-out entertaining areas and an integrated sprinkler system. The home also features updated dimmer switches to provide the perfect lighting, updated lighting in the kitchen, mudroom, and laundry room, freshly painted wood accent walls and wainscoting, new curtains and curtain rods, a high-efficiency HVAC system with a built-in humidifier, new washer and dryer, and ample storage space both inside and out. This home offers comfort and low maintenance while being close to all the desired amenities.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.2
Remaining Loan Term
28 years, 7 months
Monthly PITI
$5,752.04/mo
Estimated Loan Balance
$701,098
Cash to close
$59,518
Interest Paid
$71,997

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Stone
  • Roof: Composition
Condition
  • Year Built: 2018
Details
  • Builder: TRI Pointe Homes

Community & HOA

Community
  • Subdivision: Terrain
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: TMMC
  • HOA Amenities: Unknown
  • HOA Fee: $274
  • HOA Frequency: $Quarterly
Location
  • Region: Castle Rock

Financial Details

  • Price per Sqft: $239.97
  • Tax Annual Amount: $4646
  • On Market Date: 2025-04-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $59,518 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $59,518!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$700,482
Your Cash$59,518
Total Purchase Price:$760,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$4,823/mo
Traditional @ 7.5%
$4,977/mo
You save $155/month ($1,858/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9448366

Listing From: recolorado

Last updated: 2025-04-05T17:51:26.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.2%
7.15%

Principal & Interest

$4,823 /mo
$4,799 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,518 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $59,518!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$700,482
Your Cash$59,518
Total Purchase Price:$760,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$4,823/mo
Traditional @ 7.5%
$4,977/mo
You save $155/month ($1,858/year)

*Secondary financing rates are an estimated value based on input

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Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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