Gino Zabala

Gino Zabala

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$435,000

($214,832 down)
FHA

44390 W BUCKHORN Trail, Maricopa, AZ 85138

4
3
2,373 sqft
PITI Monthly
$1,577.35 /mo

Listing courtesy of: Louis McCall, II, MCO Realty

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,015 /mo
$1,650 /mo

What's Special

SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE
SEPARATE SHOWER
CUL-DE-SAC

Don't miss this stunning Maricopa gem offering true resort-style living in a quiet cul-de-sac, with added privacy from community-owned land to the north and west. The entertainer's backyard features a heated pool, spa, fire pits, putting green, stone pizza oven, BBQ, fridge, and bar—all on travertine hardscape. Inside, plank tile flows through the open main level with a sleek kitchen, stainless appliances, spacious living area, and a den or guest room with nearby full bath. Upstairs offers a large primary suite, two more bedrooms (one oversized), a full bath, and laundry. There's truly nothing else like this in Maricopa! Inside, the home features stunning plank tile flooring throughout, creating a sleek and modern look. The main floor includes an open-concept kitchen with stainless steel appliances and a spacious living area. There's also a den on the main floor with a full bathroom nearby. Upstairs, you'll find the master suite and two additional bedrooms, one of which is oversized. A second full bathroom serves the upstairs bedrooms, and the laundry room is conveniently located on this level, close to all the bedrooms. The master bedroom is generously sized, and the master bath includes a private toilet room, a separate shower and tub, and a large walk-in closet. This home has so much to offer and is truly a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,577.35/mo
Estimated Loan Balance
$288,203
Cash to close
$214,832
Interest Paid
$29,172

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: DESERT CEDARS
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: City Property Man
  • HOA Amenities: Unknown
  • HOA Fee: $261
  • HOA Frequency: $Quarterly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $183.31
  • Tax Annual Amount: $2866
  • On Market Date: 2025-04-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $214,832 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $214,832!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$220,168
Your Cash$214,832
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,015/mo
Traditional @ 7.5%
$1,711/mo
You save $696/month ($8,351/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6839816

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-05T21:55:36.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,015 /mo
$1,650 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $214,832 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $214,832!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$220,168
Your Cash$214,832
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,015/mo
Traditional @ 7.5%
$1,711/mo
You save $696/month ($8,351/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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