Gino Zabala

Gino Zabala

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$489,000

($153,829 down)
FHA

441 Cypress Ln, Palm Springs, FL 33461

3
2
1,457 sqft
PITI Monthly
$3,068.34 /mo

Listing courtesy of: Wendy Machado Alvarez, Avery St James

Assumed Rate

7.06%
7.15%

Principal & Interest

$2,258 /mo
$2,279 /mo

What's Special

SPACIOUS
PATIO
NO HOA

Unbelievable bargain. Newer roof, AC, Hurricane impact windows and generator ready with an oversized back yard that has no immediate neighbors behind you. NO HOA! Fully fenced dog ear board-and-board backyard with an extended patio—perfect for BBQs and entertaining. The split-bedroom floor plan includes 3 spacious bedrooms and 2 bathrooms. Driveway large enough for 4 cars. Easy access to 95 and centrally located just a few minutes south Downtown West Palm Beach, the beach and lifestyle conveniences.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.06
Remaining Loan Term
29 years, 4 months
Monthly PITI
$3,068.34/mo
Estimated Loan Balance
$335,456
Cash to close
$153,829
Interest Paid
$15,835

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Other
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Other
  • Water Source: Other
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: OneStory
Materials
  • Other
  • Roof: Other
Condition
  • Year Built: 1966
Details
  • Builder:

Community & HOA

Community
  • Subdivision: PALM SPRINGS VILLAGE 4
  • Features: NonGated
HOA
  • Has HOA: No
Location
  • Region: Palm Springs

Financial Details

  • Price per Sqft: $335.62
  • Tax Annual Amount: $5864
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $153,829 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $153,829!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$335,171
Your Cash$153,829
Total Purchase Price:$489,000

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$2,258/mo
Traditional @ 7.5%
$2,364/mo
You save $105/month ($1,265/year)

*Secondary financing rates are an estimated value based on input

MLS ID: F10496383

Listing From:

Last updated: 2025-04-06T04:31:00.000Z

© , FTL. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.06%
7.15%

Principal & Interest

$2,258 /mo
$2,279 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $153,829 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $153,829!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$335,171
Your Cash$153,829
Total Purchase Price:$489,000

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$2,258/mo
Traditional @ 7.5%
$2,364/mo
You save $105/month ($1,265/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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