Gino Zabala

Gino Zabala

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$399,999

($125,811 down)
FHA

3856 Roxbury Drive, Hemet, CA 92545

2
2
1,138 sqft
PITI Monthly
$2,054.35 /mo

Listing courtesy of: Richard Gaviria, Real Brokerage Technologies

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,276 /mo
$2,023 /mo

What's Special

SERENE
MINUTES AWAY
SHOPPING
SPACIOUS
CUL-DE-SAC
COZY
NO HOA
AFFORDABLE

Welcome to this affordable gem located in a quiet, serene cul-de-sac! This 2-bedroom, 2-bathroom home offers the perfect blend of comfort, convenience, and value. Step inside to a spacious living room, perfect for relaxing or entertaining, with plenty of natural light. The home's layout includes two cozy bedrooms and two well-appointed bathrooms, providing ample space for you and your loved ones. Enjoy the privacy of no rear neighbors, as the home is nestled on a peaceful lot with a generous backyard, ideal for outdoor activities or simply unwinding in the fresh air with no HOAs!! Located just minutes away from shopping centers and grocery stores, this home offers easy access to everything you need while maintaining a tranquil neighborhood atmosphere. Whether you're a first-time homebuyer or looking to downsize, this home provides an unbeatable opportunity at an exceptional price. Don't miss out on this rare find! Schedule a showing today to see all the wonderful features this home has to offer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,054.35/mo
Estimated Loan Balance
$275,895
Cash to close
$125,811
Interest Paid
$34,665

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Gutters, Park, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Hemet

Financial Details

  • Price per Sqft: $351.49
  • Tax Annual Amount: $4999.99
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $125,811 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $125,811!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$274,188
Your Cash$125,811
Total Purchase Price:$399,999

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,276/mo
Traditional @ 7.5%
$2,098/mo
You save $823/month ($9,870/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25070166

Listing From:

Last updated: 2025-04-06T23:27:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,276 /mo
$2,023 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $125,811 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $125,811!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$274,188
Your Cash$125,811
Total Purchase Price:$399,999

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,276/mo
Traditional @ 7.5%
$2,098/mo
You save $823/month ($9,870/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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