Gino Zabala

Gino Zabala

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$549,999

($175,330 down)
FHA

38321 Bonino Drive, Palmdale, CA 93551

4
3
2,452 sqft
PITI Monthly
$2,864.98 /mo

Listing courtesy of: Carol Laffite, Re/Max All-Pro

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,830 /mo
$2,818 /mo

What's Special

SHOPPING
FIREPLACE
PATIO

This beautiful commuter friendly home is located in West Palmale and within walking distance of restaurants, shopping and a big beautiful park. This 4 bedroom, 2.5 bath home offers an open layout with upgraded flooring. All bedrooms are located upstairs. Two of the bedrooms offer a walk in closet. The large kitchen with plenty of cabinet space opens to a family room with fireplace. The backyard includes a covered patio and a gazebo, that overlookis a lush green lawn. This home offers an oversized driveway, ideal for those with extra vehicles. Please be sure to look for the virtual tour link and hurry, this one won't last long.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$2,864.98/mo
Estimated Loan Balance
$375,463
Cash to close
$175,330
Interest Paid
$63,501

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Wood, WroughtIron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Palmdale

Financial Details

  • Price per Sqft: $224.31
  • Tax Annual Amount: $6874.99
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $175,330 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $175,330!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$374,669
Your Cash$175,330
Total Purchase Price:$549,999

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,830/mo
Traditional @ 7.5%
$2,924/mo
You save $1,094/month ($13,124/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25074617

Listing From:

Last updated: 2025-04-05T06:42:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,830 /mo
$2,818 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $175,330 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $175,330!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$374,669
Your Cash$175,330
Total Purchase Price:$549,999

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,830/mo
Traditional @ 7.5%
$2,924/mo
You save $1,094/month ($13,124/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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