Gino Zabala

Gino Zabala

Property SearchContact
primary-1
primary-2primary-3
Closed

$2,000,000

($1,494,730 down)
FHA

3645 Sierra Road, San Jose, CA 95132

2
2
950 sqft
PITI Monthly
$7,510.93 /mo

Listing courtesy of: Pamela Kay Smith, Berkshire Hathaway HomeServices Drysdale Prop

Assumed Rate

7%
7.15%

Principal & Interest

$4,710 /mo
$4,781 /mo

What's Special

Amazing View from this Improved Property. Value is in the land. Previous owner was going to do a tear-down/ partial remodel for a dream home with view across the valley to the bay. This land is in agricultural preserve/Open Space Williamson Act. Improvements are PGE connected at house, City Water, connected at house. Paved Driveway and building flat, large water storage tank, Well, Septic Tank connected, Horse Barn, with separate road up to the barn. Seller will consider all offers! Check With the city for Subdivision potential. Permits , colored ,lot map with easement outlined available. This was a working horse ranch in the past. There are 2 entry roads 1 paved one not. could be a great home or ranch. PGE, WATER, Solar, SEPTIC TANK are all there as well as a paved road to the building pad with home ( vandalized) and 2 car attached garage. Permits and disclosures available

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7
Remaining Loan Term
13 years, 7 months
Monthly PITI
$7,510.93/mo
Estimated Loan Balance
$877,810
Cash to close
$1,494,730
Interest Paid
$714,455

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Concrete, Stucco, VinylSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Agriculture
  • Architectural Style: Ranch
Materials
  • Concrete, Stucco, VinylSiding
  • Roof: Composition
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Jose

Financial Details

  • Price per Sqft: $2,105.26
  • Tax Annual Amount: $25000
  • On Market Date: 2024-09-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,494,730 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $1,494,730!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7% Sellers Rate
$505,270
Your Cash:$1,494,730
Total Purchase Price:$2,000,000

Assumed vs Traditional Mortgage

Assumed @ 7%
$4,710/mo
Traditional @ 7.5%
$4,960/mo
You save $250/month ($2,997/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81974366

Listing From:

Last updated: 2025-01-28T13:41:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7%
7.15%

Principal & Interest

$4,710 /mo
$4,781 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,494,730 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $1,494,730!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7% Sellers Rate
$505,270
Your Cash:$1,494,730
Total Purchase Price:$2,000,000

Assumed vs Traditional Mortgage

Assumed @ 7%
$4,710/mo
Traditional @ 7.5%
$4,960/mo
You save $250/month ($2,997/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Real Brokerage © is committed to and abides by the Fair Housing Act of Equal Opportunity.