Gino Zabala

Gino Zabala

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Closed

$2,298,000

($1,425,760 down)
VA

2560 Cypress Ridge Avenue, San Jose, CA 95148

4
6
3,949 sqft
PITI Monthly
$6,239.88 /mo

Listing courtesy of: Erfan Modir, Intero Real Estate Services

Assumed Rate

2.12%
7.15%

Principal & Interest

$3,546 /mo
$6,376 /mo

What's Special

REMODELED
DINING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
GAME ROOM
DECK
INCOME POTENTIAL
RENTAL INCOME

Welcome to 2560 Cypress Ridge Ave! Tucked into the Mount Pleasant Hills above Silicon Valley, this stunning 3,949 sqft home on a 37,026 sqft lot boasts panoramic CITY LIGHTS views and plenty of entertaining space! Inside features 4 bedrooms, plus an office, 4 full baths and 2 half baths over multiple level living areas! This is a perfect multi-generational property, great for in-laws, guests, or even rental income potential. Grand tile entry leads to a formal living room with breathtaking views and opens to a formal dining space attached to a remodeled kitchen. Kitchen includes Quartz counter tops and stainless steel appliances, a bar sink and modern finishes. The primary bedroom has a private deck, walk-in closet, and luxurious en-suite bathroom. The lower level includes 3 bedrooms, a secondary suite/office with its own kitchen, a large game room, a bonus crafting room. Enjoy outdoor living with multiple decks, a chicken coop and a spacious lot. Plus, an owned Tesla solar system with backup batteries. Minutes from downtown San Jose, major highways, and hiking trails, this home offers quiet luxury and convenience.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.12
Remaining Loan Term
26 years, 8 months
Monthly PITI
$6,239.88/mo
Estimated Loan Balance
$876,243
Cash to close
$1,425,760
Interest Paid
$64,062

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 6
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Concrete, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary, Mediterranean
Materials
  • Unknown
  • Roof: Concrete, Tile
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Jose

Financial Details

  • Price per Sqft: $581.92
  • Tax Annual Amount: $28725
  • On Market Date: 2025-01-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,425,760 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $1,425,760!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.12% Sellers Rate
$872,240
Your Cash:$1,425,760
Total Purchase Price:$2,298,000

Assumed vs Traditional Mortgage

Assumed @ 2.12%
$3,546/mo
Traditional @ 7.5%
$6,614/mo
You save $3,067/month ($36,809/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81991398

Listing From:

Last updated: 2025-03-04T18:36:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.12%
7.15%

Principal & Interest

$3,546 /mo
$6,376 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,425,760 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $1,425,760!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.12% Sellers Rate
$872,240
Your Cash:$1,425,760
Total Purchase Price:$2,298,000

Assumed vs Traditional Mortgage

Assumed @ 2.12%
$3,546/mo
Traditional @ 7.5%
$6,614/mo
You save $3,067/month ($36,809/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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