Gino Zabala

Gino Zabala

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$180,000

($28,789 down)
FHA

224 S INDIAN Circle, Miami, AZ 85539

3
2
822 sqft
PITI Monthly
$1,164.09 /mo

Listing courtesy of: Keslie Halonen, Keller Williams Realty Professional Partners

Assumed Rate

5.52%
7.15%

Principal & Interest

$894 /mo
$1,061 /mo

What's Special

DINING
MODERN
DECK
HISTORIC
EFFICIENT

Tucked into the hillside with charm and potential, this centrally located home offers a blend of upgrades and opportunity. Inside, you'll find modern flooring, recessed lighting, a mini-split system, and a bright, updated kitchen with shaker cabinets, stainless appliances, and a center island. The open living area connects seamlessly to the dining and laundry spaces, creating an efficient layout with room to personalize. Both bathrooms feature tiled shower surrounds with stylish accents, and the rear deck opens to views of the surrounding landscape and historic mining structures. A great investment or full-time residence in a vibrant community close to local shops, restaurants, and unique Arizona character.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$1,164.09/mo
Estimated Loan Balance
$158,058
Cash to close
$28,789
Interest Paid
$22,716

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Mini Split
  • Heating: Mini Split
Features
  • Materials: Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Other
Materials
  • Stucco, Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2011
Details
  • Builder: UNKN

Community & HOA

Community
  • Subdivision: LIVE OAK ADD
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Miami

Financial Details

  • Price per Sqft: $218.98
  • Tax Annual Amount: $106
  • On Market Date: 2025-04-03T23:50:05.000Z
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Savings Calculator

Current cash to close is $28,789 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $28,789!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$151,211
Your Cash$28,789
Total Purchase Price:$180,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$894/mo
Traditional @ 7.5%
$1,101/mo
You save $207/month ($2,480/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6845825

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T01:51:17.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$894 /mo
$1,061 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $28,789 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $28,789!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$151,211
Your Cash$28,789
Total Purchase Price:$180,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$894/mo
Traditional @ 7.5%
$1,101/mo
You save $207/month ($2,480/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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