Gino Zabala

Gino Zabala

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$510,000

($272,017 down)
FHA

20830 Standing Rock Avenue, Apple Valley, CA 92307

4
2
2,031 sqft
PITI Monthly
$2,278.31 /mo

Listing courtesy of: Victor Rivas, Rivas Realty

Assumed Rate

4.15%
7.15%

Principal & Interest

$1,379 /mo
$1,917 /mo

What's Special

SHOPPING
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
FIREPLACE
LANDSCAPED
COZY

Step into this beautiful home, offering an ideal blend of comfort and style. This spacious 4-bedroom, 2-bathroom gem boasts a bright and open layout, perfect for family living and entertaining. The inviting living room leads seamlessly into the cozy family room, featuring a gorgeous stone fireplace that creates a warm and welcoming atmosphere. luxurious granite countertops, a breakfast bar, and a large pantry for added convenience. Enjoy the comfort of ceiling fans throughout the home, keeping every room cool and breezy. Laundry room, featuring semi-custom cabinets and more granite countertops, offers both functionality and style. The oversized 3-car garage offers ample space for your vehicles and additional storage, while the large lot and circular driveway add to the home’s curb appeal. The front yard is beautifully landscaped, creating an inviting first impression. Conveniently located close to schools, shopping, and with easy access to the highway, this home truly has it all. Don’t miss the chance to experience the perfect balance of luxury and practicality.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.15
Remaining Loan Term
21 years, 11 months
Monthly PITI
$2,278.31/mo
Estimated Loan Balance
$248,422
Cash to close
$272,017
Interest Paid
$88,019

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking
HOA
  • Has HOA: No
Location
  • Region: Apple Valley

Financial Details

  • Price per Sqft: $251.11
  • Tax Annual Amount: $6375
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $272,017 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $272,017!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.15% Sellers Rate
$237,983
Your Cash:$272,017
Total Purchase Price:$510,000

Assumed vs Traditional Mortgage

Assumed @ 4.15%
$1,379/mo
Traditional @ 7.5%
$1,988/mo
You save $609/month ($7,303/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD25067580

Listing From:

Last updated: 2025-04-05T13:47:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.15%
7.15%

Principal & Interest

$1,379 /mo
$1,917 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $272,017 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $272,017!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.15% Sellers Rate
$237,983
Your Cash:$272,017
Total Purchase Price:$510,000

Assumed vs Traditional Mortgage

Assumed @ 4.15%
$1,379/mo
Traditional @ 7.5%
$1,988/mo
You save $609/month ($7,303/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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