Gino Zabala

Gino Zabala

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$775,000

($236,491 down)
VA

2059 Veracruz Lane, Oxnard, CA 93036

3
3
1,400 sqft
PITI Monthly
$3,435.27 /mo

Listing courtesy of: Sean Seitz, Comfort Real Estate Services, Inc.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,398 /mo
$3,946 /mo

What's Special

REMODELED
LOCATION
GATED COMMUNITY
SERENE
SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
COZY

Nestled in the sought-after Monterey at Harborside gated community, this beautifully updated home offers the perfect blend of style, comfort, and convenience. Step inside to discover engineered wood-like flooring that flows seamlessly throughout, creating a warm and inviting ambiance. The living room fireplace provides a sense of comfort, establishing a cozy and welcoming atmosphere. The open and spacious floor plan, enhanced by the removal of select walls, effortlessly connects the living room, kitchen, and dining areas. Large windows and sliding glass door let in tons of bright sunlight. The kitchen has a designer's touch, featuring granite countertops, stylish shelving, and a remodeled functional layout. Elegant wainscoting adorns many walls in your home to be, adding a touch of sophistication, while crown molding provides an extra layer of charm. The spacious primary bedroom is complete with a chic rolling barn door. Additional storage in the indoor laundry room adds practicality to everyday life. Outside, the low-maintenance hardscaped yards are framed by privacy trees on both sides of the property, offering a serene and secluded retreat. Location is everything, and this home does not disappoint. Situated within walking distance to shopping and dining. Only about one mile from the premier Collection shopping center.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$3,435.27/mo
Estimated Loan Balance
$539,652
Cash to close
$236,491
Interest Paid
$56,163

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Masonry, Wood
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Concrete
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Monterey at Harborside 6 - 426806
  • Features: Park, Gated
HOA
  • Has HOA: Yes
  • HOA Name: Monterey at Harborsides
  • HOA Amenities: Unknown
  • HOA Fee: $132
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $553.57
  • Tax Annual Amount: $9687.5
  • On Market Date: 2025-03-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $236,491 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $236,491!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$538,509
Your Cash$236,491
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,398/mo
Traditional @ 7.5%
$4,094/mo
You save $1,696/month ($20,349/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28727

Listing From:

Last updated: 2025-04-03T17:48:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,398 /mo
$3,946 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $236,491 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $236,491!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$538,509
Your Cash$236,491
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,398/mo
Traditional @ 7.5%
$4,094/mo
You save $1,696/month ($20,349/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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