Gino Zabala

Gino Zabala

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$650,000

($149,538 down)
VA

18902 W CLINTON Street, Surprise, AZ 85388

3
3
2,631 sqft
PITI Monthly
$2,594.89 /mo

Listing courtesy of: Otley Smith, Citiea

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,248 /mo
$3,647 /mo

What's Special

HOME OFFICE
FLEX SPACE
GAME ROOM
PATIO
EFFICIENT

Looking for a home that checks every box—and then some? Tucked into the sought-after Zanjero Trails community, this standout property isn't just beautiful... it's a lifestyle upgrade. The oversized 47-ft RV garage is a rare find—perfect for car enthusiasts, adventurers, or anyone needing serious storage space. Paired with owned solar, a chef-inspired kitchen, and smart upgrades throughout, this home blends style, function, and comfort in all the right ways. The open-concept layout creates effortless indoor-outdoor flow, while the upstairs flex space offers endless potential—home office, gym, or game room? You decide. (Click more) Step outside and unwind under the covered patio with a built-in misting system, lush landscaping, and plenty of room to host or relax. There's a dedicated dog run, RV dump & 50 amp hookup, and epoxy-coated garage floors to support every lifestyle need. Premium finishes, energy-efficient features, and smart upgrades throughout make this home as practical as it is polished. Don't miss your chance to explore this exceptional property in person the vibe that no online tour can truly convey.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,594.89/mo
Estimated Loan Balance
$554,878
Cash to close
$149,538
Interest Paid
$50,367

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted, Stone
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: ZANJERO TRAILS PHASE 2 PARCEL 12C
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: ZANJERO TRAILS
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $247.05
  • Tax Annual Amount: $2167
  • On Market Date: 2025-03-14T00:00:00.000Z
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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $149,538 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $149,538!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$500,462
Your Cash$149,538
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,248/mo
Traditional @ 7.5%
$3,783/mo
You save $1,536/month ($18,426/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6829917

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-10T22:38:50.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,248 /mo
$3,647 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $149,538 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $149,538!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$500,462
Your Cash$149,538
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,248/mo
Traditional @ 7.5%
$3,783/mo
You save $1,536/month ($18,426/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Real Brokerage are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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