Gino Zabala

Gino Zabala

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Active

$367,900

($173,729 down)
FHA

18147 W IDA Lane, Surprise, AZ 85387

3
2
1,460 sqft
PITI Monthly
$1,282.41 /mo

Listing courtesy of: Tina M Crook, M.A.Z. Realty Professionals

Assumed Rate

2.77%
7.15%

Principal & Interest

$866 /mo
$1,429 /mo

What's Special

SPACIOUS
WALK-IN CLOSET
PATIO
PLAYGROUND

Experience North Copper Canyon! This beautiful home features an open floor plan with a great room that opens up to the large kitchen. The kitchen boast lots of counter space, island, pantry and black appliances. New lighting and fans have been added to enhance the look of the home. The spacious primary suite offers wood floors, a large walk-in closet, and a bathroom with a cabinet niche and double sinks. Step outside to your low maintenance backyard with rock, pavers, turf, and a covered patio, perfect for hosting amazing parties or just quietly sipping a cup of coffee. A must have RV gate and new garage door. Enjoy access to parks, pool, splash pad, dog park, playgrounds, pickleball, basketball, baseball, corn hole, and more. It's not just a home—it's a lifestyle you've been dreaming of

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,282.41/mo
Estimated Loan Balance
$194,588
Cash to close
$173,729
Interest Paid
$23,761

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2019
Details
  • Builder: GARRETT WALKER HOMES

Community & HOA

Community
  • Subdivision: AUSTIN RANCH WEST PARCEL 1
  • Features: Pickleball, Community Pool, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: North Copper Canyon
  • HOA Amenities: Unknown
  • HOA Fee: $62
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $251.99
  • Tax Annual Amount: $1395
  • On Market Date: 2024-09-24T21:20:08.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $173,729 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $173,729!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$194,171
Your Cash$173,729
Total Purchase Price:$367,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$866/mo
Traditional @ 7.5%
$1,483/mo
You save $616/month ($7,398/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6761752

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-05T13:22:32.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$866 /mo
$1,429 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $173,729 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $173,729!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$194,171
Your Cash$173,729
Total Purchase Price:$367,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$866/mo
Traditional @ 7.5%
$1,483/mo
You save $616/month ($7,398/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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