Gino Zabala

Gino Zabala

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$499,000

($198,607 down)
VA

16463 E Girard Avenue, Aurora, CO 80013

3
3
2,465 sqft
PITI Monthly
$1,920.46 /mo

Listing courtesy of: Angie Milinazzo, What's Next-Realty

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,451 /mo
$2,258 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
FINISHED BASEMENT
HOME OFFICE
PATIO
SAFE
COZY
EFFICIENT
SOLAR PANELS
NO HOA
RENTAL INCOME

Spacious, Unique Home with Zero-Scaped Yard, NO HOA, and Endless Potential! Welcome to a home that offers character, comfort, and flexibility — perfect for multi-generational living, a home office setup, rental income, or even continuing its prior use as a sober living residence. This property has been lovingly maintained and thoughtfully upgraded, offering a rare blend of features you won’t find elsewhere. HVAC system only 1 year old – energy efficient and ready to perform! 2-year-old roof – major peace of mind already in place. Leased, transferable solar panels – eco-conscious and budget-friendly. RainSoft water treatment system (owned) – enjoy cleaner water throughout the home. Safe room in the basement – added security and peace of mind. Egress window in basement – brings in natural light and adds functionality. Two fireplaces – one upstairs and one in the basement for cozy ambiance year-round. Skylight in the kitchen – fills the heart of the home with sunshine. Granite countertops – timeless style and durability in the kitchen. Refrigerator behind the bar – perfect for entertaining and convenience. The front and back yards are fully zero-scaped for low maintenance, and the custom stamped and stained concrete patio offers a perfect space to relax or host guests in total privacy. Two large storage sheds in the backyard add even more functionality. Inside, you’ll find a bright sunroom, a chef-inspired kitchen, and a fully finished basement featuring a non-conforming bedroom, plus that bonus safe room and bar area. While the home isn’t fully updated, it’s in excellent condition with great bones—a fantastic opportunity to make your personal touches shine. No HOA means you have full freedom to use your property your way—whether that’s for personal living, rental income, or something creative. Tons of storage, flexible layout, major upgrades already done, and the kind of charm that’s hard to find—this home is truly one-of-a-kind.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,920.46/mo
Estimated Loan Balance
$327,778
Cash to close
$198,607
Interest Paid
$48,802

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Evaporative Cooling
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Frame
  • Roof: Composition
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Meadowood
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Aurora

Financial Details

  • Price per Sqft: $202.43
  • Tax Annual Amount: $3630
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $198,607 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $198,607!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$300,393
Your Cash$198,607
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,451/mo
Traditional @ 7.5%
$2,342/mo
You save $891/month ($10,690/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2510061

Listing From: recolorado

Last updated: 2025-04-03T23:40:25.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,451 /mo
$2,258 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $198,607 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $198,607!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$300,393
Your Cash$198,607
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,451/mo
Traditional @ 7.5%
$2,342/mo
You save $891/month ($10,690/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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