$699,000
($111,535 down)1497 Chaparral Way, Oceanside, CA 92057
PITI Monthly
Listing courtesy of: Tyler Bernetskie, Jason Mitchell Real Estate
Assumed Rate
3.39%
7.15%Principal & Interest
$3,152 /mo
$4,564 /moWhat's Special
Discover modern living at 1497 Chaparral Way, a fully renovated town home in Oceanside’s desirable Jeffries Ranch. This stylish 2-bedroom, 2.5-bathroom home features fresh paint, new top shelf luxury vinyl plank flooring, and all bathrooms updated for a modern farmhouse feel. The upgraded kitchen shines with quartz counter tops and stainless steel appliances, while the open living area extends to a private backyard oasis with brand-new turf, a spacious deck, and beautiful landscaping. Energy-efficient with a solar system on Net Metering 2.0, this home also includes a two-car attached garage and in-unit laundry for added convenience. Ideally located near community amenities, parks, and top-rated schools, this move-in-ready home is an excellent opportunity!
Assumption Snapshot
Type of Loan
VA
Interest Rate
3.39
Remaining Loan Term
22 years, 1 months
Monthly PITI
$4,046.96/mo
Estimated Loan Balance
$620,665
Cash to close
$111,535
Interest Paid
$60,652
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
Cooling & Heating
- Cooling: CentralAir
- Heating: Central
Features
- Materials: Stucco, CopperPlumbing
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: LivingRoom, WoodBurning
- Flooring: Carpet, Vinyl
Exterior
Fencing
- Fencing: SeeRemarks
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: PublicSewer
- Water Source: Public
Pool
- Has Pool: No
- Pool Features: Association
Construction
Type & Style
- Stories: 2
- Home type: Townhouse
- Architectural Style: Modern
Materials
- Stucco, CopperPlumbing
- Roof: Tile
Condition
- Year Built: 1989
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features: Curbs, DogPark, Hiking, HorseTrails, StormDrains, StreetLights, Suburban, Sidewalks
HOA
- Has HOA: Yes
- HOA Name: Mission Meadows
- HOA Amenities: Unknown
- HOA Fee: $210
- HOA Frequency: $Monthly
Location
- Region: Oceanside
Financial Details
- Price per Sqft: $539.77
- Tax Annual Amount: $8737.5
- On Market Date: 2025-04-05T00:00:00.000Z
Inquire about this property
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $111,535!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: ND25062417
Listing From:
Last updated: 2025-04-06T13:54:20.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
3.39%
7.15%Principal & Interest
$3,152 /mo
$4,564 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $111,535!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
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Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000Resources
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