Gino Zabala

Gino Zabala

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$525,000

($118,316 down)
VA

14554 W EVANS Drive, Surprise, AZ 85379

4
3
2,524 sqft
PITI Monthly
$2,156.17 /mo

Listing courtesy of: Terri A Jelinek, FastJet Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,859 /mo
$2,952 /mo

What's Special

FRESH PAINT
SPACIOUS
MOVE-IN READY
MODERN
PRIVATE BACKYARD
IRRIGATION SYSTEM
SAFE
EFFICIENT
SOLAR PANELS

Paid Off Solar!! Welcome to this stunning, move-in ready home on Evans Drive! With 4 spacious bedrooms and 2.5 baths, this home is perfect for families of any size. There is a large den downstairs, perfect for an office or a possible 5th bedroom. Upstairs, you'll find a generous loft space that can be easily transformed into a playroom or workout area. The home also features fully owned solar panels valued at $20K, offering you long-term savings with 17 solar panels producing 6.7 kW of power. Step outside into your private backyard oasis, designed to make you feel like you're on vacation every day. The sparkling pool invites you to relax, while brand-new, high-end artificial turf surrounds the area, creating a resort-like atmosphere. The landscaping is completed with all-new plants and a modern irrigation system, ensuring a vibrant and low-maintenance outdoor space year-round. Inside, you'll find new carpet throughout, fresh paint, and an included fridge, all contributing to the home's welcoming, move-in-ready appeal. For added peace of mind, the home is equipped with an owned security system, and the pool fence is already in place for safety. This home comes with a VA assumable loan at 2.75%, offering an incredible opportunity for savings and convenience. Don't miss the chance to own this beautiful property with energy-efficient features, a resort-like backyard, and so much more.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,156.17/mo
Estimated Loan Balance
$409,128
Cash to close
$118,316
Interest Paid
$42,155

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Fulton Homes

Community & HOA

Community
  • Subdivision: ROYAL RANCH UNIT 1 PARCEL 3 REPLAT
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Royal Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $96
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $208
  • Tax Annual Amount: $1565
  • On Market Date: 2025-04-04T23:40:08.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $118,316 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $118,316!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$406,684
Your Cash$118,316
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,859/mo
Traditional @ 7.5%
$3,062/mo
You save $1,203/month ($14,432/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6846649

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-06T19:59:43.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,859 /mo
$2,952 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $118,316 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $118,316!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$406,684
Your Cash$118,316
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,859/mo
Traditional @ 7.5%
$3,062/mo
You save $1,203/month ($14,432/year)

*Secondary financing rates are an estimated value based on input

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Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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