Gino Zabala

Gino Zabala

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Under Contract

$392,000

($341,239 down)
FHA

14509 N 129TH Drive, El Mirage, AZ 85335

4
3
1,949 sqft
PITI Monthly
$974.61 /mo

Listing courtesy of: Jill H Calev, Dana Hubbell Group

Assumed Rate

5.5%
7.15%

Principal & Interest

$634 /mo
$754 /mo

What's Special

SPACIOUS
PATIO

Enjoy this Quiet Cul-de Sac home in the Community of Rancho El Mirage. 2 Story with Spacious rooms plus huge Loft area. Primary has a large En-suite with large walk in Closet. 3 large secondary bedrooms. Fans in all bedrooms. Enjoy the Sparkling Pool/Spa while relaxing in you beautiful backyard. Covered patio. Large Beautiful Tile throughout entire main floor. Close to 101 and Grand Ave.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.5
Remaining Loan Term
8 years, 4 months
Monthly PITI
$974.61/mo
Estimated Loan Balance
$100,223
Cash to close
$341,239
Interest Paid
$103,934

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Heated, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: Dietz Crane

Community & HOA

Community
  • Subdivision: RANCHO EL MIRAGE PARCEL A
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: RANCHO EL MIRAGE
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Quarterly
Location
  • Region: El Mirage

Financial Details

  • Price per Sqft: $201.13
  • Tax Annual Amount: $1339
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $341,239 (87%)
You can enter any amount below - secondary financing will cover the difference if needed.
87%
$

You cover the entire equity of $341,239!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$50,761
Your Cash:$341,239
Total Purchase Price:$392,000

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$634/mo
Traditional @ 7.5%
$782/mo
You save $148/month ($1,779/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6840788

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T18:54:45.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.5%
7.15%

Principal & Interest

$634 /mo
$754 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $341,239 (87%)
You can enter any amount below - secondary financing will cover the difference if needed.
87%
$

You cover the entire equity of $341,239!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$50,761
Your Cash:$341,239
Total Purchase Price:$392,000

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$634/mo
Traditional @ 7.5%
$782/mo
You save $148/month ($1,779/year)

*Secondary financing rates are an estimated value based on input

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Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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