Gino Zabala

Gino Zabala

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$550,000

($126,374 down)
FHA

13637 W PORT ROYALE Lane, Surprise, AZ 85379

4
3
3,409 sqft
PITI Monthly
$2,713.9 /mo

Listing courtesy of: Ailin Sidney, Citiea

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,083 /mo
$3,035 /mo

What's Special

REMODELED
SPACIOUS
MODERN
GRANITE COUNTERTOPS
PATIO

Beautifully upgraded large corner lot home with modern features inside and out! This spacious residence includes a convenient in-law suite with a full bathroom on the main level—perfect for guests or multigenerational living. The remodeled kitchen features stunning quartz countertops and smart appliances (dishwasher, oven, and fridge all new in 2024). Smart thermostats, updated ceiling fans, and stylish light fixtures enhance comfort and efficiency throughout. Enjoy new carpet installed in 2023, elegant shutters throughout, and granite countertops in bathrooms. The front room showcases built-in bookshelves, adding charm and functionality. Step outside to a fully redone backyard with low-maintenance turf, a patio ideal for entertaining, and a convenient outdoor shed... Additional highlights include a three-car garage and Cox fiber readiness for high-speed internet. This home truly has it allstyle, comfort, and versatility!This is truly a one-of-a-kind home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$2,713.9/mo
Estimated Loan Balance
$425,131
Cash to close
$126,374
Interest Paid
$49,302

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring:

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: LITCHFIELD MANOR PARCEL 11
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Litchfield Manor HOA
  • HOA Amenities: Unknown
  • HOA Fee: $170
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $161.34
  • Tax Annual Amount: $1746
  • On Market Date: 2025-04-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $126,374 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $126,374!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$423,626
Your Cash$126,374
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,083/mo
Traditional @ 7.5%
$3,148/mo
You save $1,064/month ($12,774/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6846774

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-06T14:35:18.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,083 /mo
$3,035 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $126,374 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $126,374!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$423,626
Your Cash$126,374
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,083/mo
Traditional @ 7.5%
$3,148/mo
You save $1,064/month ($12,774/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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