Gino Zabala

Gino Zabala

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$340,000

($118,384 down)
FHA

1350 Josephine Street UNIT 207, Denver, CO 80206

2
1
825 sqft
PITI Monthly
$1,608.57 /mo

Listing courtesy of: Amy Hitch, HomeSmart

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,158 /mo
$1,685 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
BALCONY
PUBLIC TRANSPORTATION
COZY

Located in the heart of Denver, you must see this 2 bed 1 bath end unit Condo in Congress Park! This Condo features an open floor plan with a cozy wood burning fireplace to keep you warm on a chilly Colorado night. Spacious kitchen with granite countertops, beautiful cabinets and stainless steel appliances. This unit is only ONE of THREE that allows the Owner to have a washer/dryer combo. There is a European washer/dryer combo inside the Condo. All appliances stay!! Enjoy relaxing on your very big & private balcony. Additional features include a deeded parking spot #11 located behind the building with a security gate. Additional storage closet #207 located in the basement along with additional laundry. There is also a bathroom and single shower if you want to rinse off after sunbathing at the pool. This complex has a security access entrance and is where you can also conveniently grab your mail. Complex has an elevator!! HOA includes: heat, water, snow removal, trash, a pool, just to name a few! Located just blocks away from Congress Park, Cheesman park, City Park & golf course, the Botanical Gardens, trendy restaurants, coffee shops, public transportation and all of the fun night life Downtown Denver has to offer. You just need to move in and make this your happy home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.77
Remaining Loan Term
24 years, 6 months
Monthly PITI
$1,608.57/mo
Estimated Loan Balance
$257,488
Cash to close
$118,384
Interest Paid
$49,031

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Outdoor Pool

Construction

Type & Style
  • Stories:
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Brick
  • Roof: Unknown
Condition
  • Year Built: 1966
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mcquowns Annex
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Colorado Association Services
  • HOA Amenities: Unknown
  • HOA Fee: $538.15
  • HOA Frequency: $Monthly
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $412.12
  • Tax Annual Amount: $1483
  • On Market Date: 2025-04-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $118,384 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $118,384!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$221,616
Your Cash$118,384
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,158/mo
Traditional @ 7.5%
$1,748/mo
You save $590/month ($7,076/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4865321

Listing From: recolorado

Last updated: 2025-04-05T20:40:35.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,158 /mo
$1,685 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $118,384 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $118,384!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$221,616
Your Cash$118,384
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,158/mo
Traditional @ 7.5%
$1,748/mo
You save $590/month ($7,076/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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