Gino Zabala

Gino Zabala

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$395,000

($88,133 down)
FHA

1103 N Chelton Road, Colorado Springs, CO 80909

5
2
2,385 sqft
PITI Monthly
$1,895.06 /mo

Listing courtesy of: Marisa Lindsay, Exp Realty LLC

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,405 /mo
$2,222 /mo

What's Special

SHOPPING
DINING
SPACIOUS
FIREPLACE
PATIO
COZY

Welcome to your ideal home, where space, comfort, and convenience come together in perfect harmony. Located in the sought-after Austin Estates neighborhood, this spacious 5-bedroom, 2-bathroom home is just minutes from shopping, dining, and all the best Colorado Springs has to offer. The thoughtfully designed layout spans four levels, offering ample room for relaxation, entertaining, or enjoying quiet retreats. The main level features a seamless flow from the kitchen to the dining area and out to the back patio, ideal for hosting gatherings or enjoying peaceful outdoor evenings. The upper level includes three spacious bedrooms, including the primary, all connected to a conveniently located full bath. The lower level offers a cozy bedroom, ¾ bathroom, and laundry area, while the basement provides a flexible space currently used as a bedroom with a fireplace, plus an additional non-conforming bedroom perfect for guests or a private office. With plenty of room to accommodate your family and the potential to customize the space to fit your needs, this home offers endless possibilities. Don't miss your chance to make this your forever home in one of Colorado Springs’ most desirable neighborhoods. Schedule a showing today and start envisioning your future here!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,895.06/mo
Estimated Loan Balance
$307,477
Cash to close
$88,133
Interest Paid
$31,257

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning
  • Flooring: Carpet, Luxury Vinyl

Exterior

Fencing
  • Fencing: Rear
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Colorado Springs

Financial Details

  • Price per Sqft: $165.62
  • Tax Annual Amount: $1286.69
  • On Market Date: 2025-04-03T00:19:53.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $88,133 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $88,133!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$306,867
Your Cash$88,133
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,405/mo
Traditional @ 7.5%
$2,305/mo
You save $900/month ($10,800/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6540562

Listing From:

Last updated: 2025-04-05T00:17:58.000Z

© , PPMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

The real estate listing information and related content displayed on this site is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information and related content is deemed reliable but is not guaranteed accurate by the Pikes Peak REALTOR® Services Corp.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,405 /mo
$2,222 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,133 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $88,133!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$306,867
Your Cash$88,133
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,405/mo
Traditional @ 7.5%
$2,305/mo
You save $900/month ($10,800/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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