Gino Zabala

Gino Zabala

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$440,000

($54,207 down)
VA

10022 Silver Rock Road, Pinon Hills, CA 92372

2
1
1,229 sqft
PITI Monthly
$2,505.72 /mo

Listing courtesy of: Tiago Lima Da Silva, Keller Williams Realty

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,897 /mo
$2,764 /mo

What's Special

Welcome to Pinon Hills!!! Just under 2 acres, this lot is conveniently close to both Phelan road and Highway 138. This 1,229 sqft home is built with strong CMU block, and large wood timber and has much to offer. With 2 Bedrooms and 1 Bathroom on the main floor and a Kitchen that opens up to the living room - - perfect for entertaining or enjoying family gatherings. Additionally, the first ladder takes you to the loft/office space with a surplus of cubbie storage. The second ladder is on a track that provides access to the middle loft space (the owner has a gym in it) and also the bookshelf above the main bedroom. Seller will leave the following with the house; 300 CMU blocks that were planned to be used for a bedroom addition, along with enough matching roof tile to roof the bedroom addition and then some. They will also leave a new, un-installed, Pella window that matches the existing Pella window installed on the house next to the upper loft area. Essentially, there will be enough materials to nearly build a complete bedroom addition that they planned. This property is also equipped with solar heaters that absorb heat from the sun and pump it via low-energy fans into the house. It works quite well to keep the home warmer year round. The shed is 24'x12' and perfect for storing all your tools. Outside the shed, there are two-220 Volt plugs. Seller currently uses one 220V outlet to charge their electric vehicle and the other one to power a RV. The playset is roughly one year old and is included with the sale. Additionally, a walking path around the property has been created, perfect for exercising or soaking up the natural beauty. Don't miss this opportunity!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$2,505.72/mo
Estimated Loan Balance
$386,479
Cash to close
$54,207
Interest Paid
$44,899

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, FamilyRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Tile
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, Hiking, HorseTrails, Mountainous, Rural
HOA
  • Has HOA: No
Location
  • Region: Pinon Hills

Financial Details

  • Price per Sqft: $358.01
  • Tax Annual Amount: $5500
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $54,207 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $54,207!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$385,793
Your Cash$54,207
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,897/mo
Traditional @ 7.5%
$2,867/mo
You save $969/month ($11,633/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD25074528

Listing From:

Last updated: 2025-04-05T06:10:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,897 /mo
$2,764 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,207 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $54,207!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$385,793
Your Cash$54,207
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,897/mo
Traditional @ 7.5%
$2,867/mo
You save $969/month ($11,633/year)

*Secondary financing rates are an estimated value based on input

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Real Brokerage
Agent/Broker
Gino ZabalaReal Brokerage(623) 552-1225ginozabalarealestate@gmail.comMLS SA712685000

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